Pricing
Work with a CPA and Financial Planner team for ongoing financial planning and tax support at a flat annual fee, or choose our AI financial assistant.
Essential
$3,600+/ yr
- Everything in Ultra software, plus:
- A dedicated CPA and Financial Planner team for you
- Single-filer return, quarterly taxes included
- Retirement & equity planning
- Quarterly advisor access
- Rentals
- 0
- K-1s
- 0
- States
- 1
- Brokerage
- 3
Plus
$4,800+/ yr
- Everything in Essential, plus:
- A dedicated CPA and Financial Planner team for you and your spouse
- Married filing jointly return, international coverage included
- One coordinated plan for both of you
- Quarterly and ad hoc advisor access
- Rentals
- 2
- K-1s
- 5
- States
- 3
- Brokerage
- 5
Premier
$12,000+/ yr
- Everything in Plus, plus:
- Business bookkeeping and tax filings, priced by complexity
- Joint or single return, complex international coverage
- Advanced equity & estate planning
- Priority advisor access
- Rentals
- 5
- K-1s
- 10
- States
- 5
- Brokerage
- 10
30-day money-back guarantee
Compare advisor plans
A flat fee, not a variable percentage of your assets that grows as you do.
Your team
Household
One person
Two people
Your most complex finances
Human CPA and Financial Planner
Included
Included
Included
Advisor access
Quarterly
Quarterly and ad hoc
Priority
Free Ultra software included
Included
Included
Included
Tax filing, included
Federal and state filing
Included
Included
Included
Joint filing for you and your spouse
Not included
Included
Included
States included
Federal + 1
Federal + 3
Federal + 5
K-1s included
Not included
Up to 5
Up to 10
Brokerage accounts included
Up to 3
Up to 5
Up to 10
Additional state, K-1, or brokerage account
$150 each
$150 each
$150 each
Rental properties or side hustles
$500 per rental
Up to 2
Up to 5
International exposure (FBAR, 8938, PFIC)
$500 add-on
Included
Complex
Quarterly taxes
Included
Included
Included
Business bookkeeping and filings
Not included
Not included
Custom pricing
Planning
Full financial picture
Included
Included
Included
Retirement and equity planning
Included
Included
Included
Advanced equity and estate planning
Not included
Not included
Included
International financial planning
Not included
Not included
Included
Flat fee vs. percentage of assets
See what you would pay Nino's flat advisor fee versus one who charges a percentage of your assets every year. Drag your portfolio to compare.
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What our members say
Here’s why members rate us 5 stars on Trustpilot.
5 out of 5 stars
Complex tax situation no problem for Nino
They quickly understood my somewhat complex and unique tax situation and came up with a clear gameplan, reducing a lot of stress around tax planning. So far Nino feels like a very good value for the services provided!
Steven
5 out of 5 starsSaved thousands on taxes!
I own a rental property and Nino has been amazing. Their team helped me identify tax-saving opportunities that I was missing and saved me thousands in taxes. Having a CPA and financial advisor working together makes a huge difference.
Amer
5 out of 5 starsI just signed up with Nino
I just signed up with Nino, and so far, the whole team has been responsive, professional, and insightful. I am very impressed with everything they have offered, and I look forward to having a long working relationship well into retirement.
Ellen W.
Frequently asked questions
AI software plans cost $20, $100, or $200 per month. Software + services starts at $3,600 per year and includes Ultra software, a human CPA and Financial Planner team, and federal and state tax filing. Service pricing depends on the work and complexity; you receive a quote before joining. Compare that with how much financial advisors charge.
Try Nino’s AI software for 7 days without a credit card. Connect your accounts, ask questions, and explore financial plans. To keep using the software after the trial, choose a subscription. Human advice and tax filing are available with software + services.
No. Software has a monthly subscription. Our financial and tax services have a flat fee based on the work involved, not your investment balance. Compare flat-fee financial advisors.
Choose Software to use Nino’s AI on your own: Basic for everyday questions, Pro for more usage and advanced reasoning, or Ultra for the most usage and year-round tax projections. Choose Advisor for software + services: a human CPA and Financial Planner team to build your financial plan, handle your taxes, and help you follow through.
Essential includes a single filer’s federal and one state return. Plus adds joint returns, up to three states, K-1s, rental properties, and international exposure. Premier adds complex international work, and business bookkeeping and filings priced by complexity. Extra states, K-1s, and brokerage accounts are $150 each, and on Essential a rental property or international reporting is a $500 add-on. Your quote identifies the returns and work included.
You can cancel your subscription. Advisor plans include a 30-day money-back guarantee. The terms explain when cancellation takes effect and when a refund applies.
Yes. Start with a 7-day software trial, with no credit card required. Add financial and tax services when you want human advice and help carrying out your plan. Every Advisor plan includes Ultra software.
Many financial advisors charge a percentage of the assets they manage, often around 1% a year. On a $1M portfolio, that is $10,000 a year, and the fee grows as your assets do. Nino charges a flat fee starting at $3,600 a year for a dedicated CPA and Financial Planner team, whatever your portfolio size, with tax filing included.